Like most medical insurance plans, a dental insurance plan allows you to pay less for a certain service, depending on the coverage of your plan. This ensures that you do not have to pay a hefty sum of money just to get the dental care you need.
Dental insurance plans are usually customized to fit your specific needs. If you want to know the coverage of your plan, don’t hesitate to ask your agent about its scope. That way, you can effectively use your dental insurance plan to your advantage.
The Ultimate Benefit of Having a Dental Insurance Plan
While the cost of biannual checkups isn’t that expensive, you may experience unexpected dental issues, such as dental injuries, root canals, or the need for prosthetics. Most individual dental insurance plans can help you by covering a certain percentage of the cost.
3 Types of Individual Dental Insurance
There are commonly three types of dental insurance, which are dental maintenance organization (DMO), preferred provider organization (PPO), and indemnity plans.
DMO- This type of plan limits the coverage to dental professionals that are within a certain network.
PPO – This type of plan gives patients the opportunity to visit dentists who are outside of the preferred network. Most consumers prefer to get a PPO plan because dental professionals within the preferred network agree to receive lower fees for procedures.
Indemnity Plan – There’s more freedom in this option as any dentist is available under this option.
Now That I Have a Dental Insurance Plan, What’s Next?
Here’s what you should know about your dental insurance plan; most dental insurance plans follow the “100-80-50” rule. This means that:
1. Your plan covers preventive and diagnostic services 100%. This includes cleanings, semi-annual checkups, and x-rays.
2. It pays for 80% of medically necessary work, like root canals and tooth fillings;
3. And lastly, it covers 50% of crowns, bridgework, and other cosmetic procedures
Having a Dental Insurance Plan Can Improve Your Dental Hygiene and Your Physical Well-Being
Taking care of your oral health is crucial for your overall well-being. That’s because diseases and conditions have a direct correlation to your dental health. When you opt for preventive care or dental procedures, it’s less costly compared to paying for the effects of diseases like osteoporosis, major respiratory disease, and even major cardiovascular diseases.
Not only that, if you experience an emergency related to your teeth, your dental insurance can cover that as well.
When you’re insured, you’ll have peace of mind knowing that you don’t have to break the bank just to get the restorative, preventive, or emergency dental help you need for your teeth.
Make sure to check your dental clinic in Fairfax, Virginia if they accept your insurance policy.
Greater Washington Dentistry is a dental office in Fairfax, Virginia that accepts most major insurance plans. We see to it that the families that we serve are able to receive the dental help they need in order to maintain their physical well-being.
If you want to know more about the insurance plans we accept, feel free to contact us or visit our location today.
Greater Washington Dentistry: Dr.Shohreh Sharif
8626 Lee Hwy #205 Fairfax, VA 22031